This is a savings account that allows customers to save daily 3 months or 6 months at an attractive interest rate. This account is specially designed for festivals and special Projects such as Christmas, Easter, Ileya and Purchase of land, Laptops,

Generators and household appliances etc respectively. Account officers are assigned to interested customers to collect deposits and loan repayments on a daily basis.

BENEFITS 

• Free passbook
• Interest rate of 5% per annum.
• Contribute as you can with a minimum contribution of N500 daily.
• Helps you to develop savings habit.
• Simple and convenient way of saving money daily.
• Banking services at your door step.
• Customer saves time, energy and transportation cost of going to a bank
• Gives customer access to SME loans*
• Savings can be used as collateral for quick soft loans*This is a savings account that allows customers to save for 3 months to 6 months at an attractive interest rate. This is a specialized savings product for the accomplishment of desired targeted projects such as purchase of land, Household assets, office equipment etc. Account officers are assigned to interested customers to collect deposits and loan repayments at the customers convenience.OTHER  BENEFITS 
  • Interest rate of 5% per annum.
  • Easy / stress-less means of accomplishing projects.
  • Save as often as you can
  • Helps you to develop savings habit.
  • Banking services at your door step.
  • Customer saves time, energy and transportation cost of going to a bank
  • Gives customer access to SME loans*
  • Savings can be used as collateral for quick soft loans

This is a savings product designed for educational purposes. Parents are encouraged to save for their children .Also children should be encouraged to embrace this account in order to help them inculcate a savings habit.

BENEFITS 

• Interest rate of 3% per annum
• Helps the child to develop savings habit.
• Simple and convenient way of saving  money for school fees
• It can be daily, weekly or monthly.
• Banking services at your door step.
• Parents can access loan for school fees
• It guarantees school fees payment

Customers can fix any amount as low as N250, 000 for 60 to 90 days at an attractive interest rate. Principal and interest are paid to the customer at maturity.

BENEFITS

1. Minimum deposit of N250,000
2. Interest rate is negotiable.

• Fixed deposit can be used as collateral for loans

This is the conventional savings account suitable for SMEs for their daily business transactions and individual customers as well who wish to save and have quick access to their funds.

   BENEFITS

• Save at interest rate of 3% per annum
• Customer can save as often as they want
• Customers can withdraw as often as they want but might forfeit interest after 3 withdrawals in a month
• Serve as a hedge against raining day
• It helps to inculcate savings habit
• Gives customer access to SME loans*

This is a Savings account for Cooperatives, Clubs, Associations and Groups. This is account is beneficial for either registered/unregistered groups or unions.

BENEFITS

• Quick access to group loans
• Members within the group serve as joint guarantors to individual and collective loans
• Lower interest rate than individual loan

Encourages joint economic development

This is an account for individuals who wish to transact business with 3^rd parties using cheques.

BENEFITS

• Customer does not require to be present before drawing cash.
• This account is suitable for business enterprises, schools, and small organizations.
• Offers opportunity to over draw account through O/D arrangement.
• Offers opportunity for third party payment through the use of cheques.